Whatever business you own you need to make sure you are properly covered for any eventuality.
No matter how professional and well run your business is there is always a risk of human error, property damage due to weather or accidents in the work place.

Eventually these things just happen and it is always better to be prepared and have the peace of mind that comes with knowing your company is properly covered.

The best way to know you are covered is to understand your insurance policy. You need to have a commercial insurer who clearer explains your policy and what you might be liable for.

BIS Business Insurance are commercial insurer’s brokers with offices in North Wales, Manchester and Liverpool. Their head office is based in Conwy and they specialise in all different kinds of business insurance, including commercial vehicle and haulage insurance, fleet insurance, hotel and restaurant insurance, landlords commercial property insurance, domestic landlord’s insurance and much more. This means they careful tailor every policy to meet the needs of their client. They regularly review their client’s policies so that your cover develops accordingly as your business grows.

Their insurance advisers are regulated by the Financial Services Authority and the firm is a member of the British Insurance Brokers Association. In addition to this all staff are members of the Chartered Insurers Institute. The Chartered Insurers Institute is the leading body for global financial services. They provide insurers with the qualifications they need to be able to create the best policies for your business with a full understanding of your legal obligations. This way you know you are getting the best advice on your business.

Local companies may be concerned that their insurance policy is not relevant to the size of their company and its specific needs. This is often a concern of smaller businesses that feel they have been given a one size fits all version of cover for their industry. Naturally a small builder’s merchants is going to work differently than a large national chain of builder’s merchants and therefore the company could have different requirements when it comes to appropriate insurance. Fortunately BIS specialise in small and medium sized businesses so if you are local you could pop in for a free quotation and find out more about insurance.